27 June 2010

STDs and Active Adults

Older Sexually Active Adult "Swingers" May Serve as a Reservoir for STDs

By Barbara Lock, MD
June 24, 2010
The man was clearly intoxicated; he said he had come to town looking for some action, had used some cocaine, alcohol and marijuana, and had a wild party that included sex with people he didn't know. Pretty wild, I thought, especially for someone who was 72 years old.

Yes, the swinger coming to me to be evaluated for exposure to sexually transmitted diseases was 72 years old. I wondered if it was him who needed protection from the careless sexual practices of others, or if they needed protection against him. Protection probably would have been a good idea all around.

That's what I told him, use barrier protection, or condoms, to prevent disease instead of coming to the Emergency Department afterwards.

A few days later, another man came in, this one in his early 40s, asking to be tested and treated for gonorrhea and chlamydia. As he left, he asked how soon he could have sex again. I told him tonight, if he used a condom. He sort of smirked and said, no really, how soon? And I said, no really, use a condom.

Dutch researchers have revealed that the average age of "swingers" in the STD clinics is 43. That means that half of these sexually promiscuous adventurers were older than 43. Swingers, defined as people with sexual networks of concurrent partners and high rate of unprotected sex, were more likely to carry chlamydia and gonorrhea than female prostitutes. Swingers may be thought of as potentially serving as a reservoir for sexually transmitted disease in the community. Not a very sexy distinction, I think.

31 May 2010

Gay active adult communities growing in popularity -- as predicted in Leisureville

We’re Here. We’re Queer. We’re Retiring.
As America’s gay population ages, LGBT seniors are opting to retire among their own.
by Linda SternMay 26, 2010

Faith Cathcart
At home, at ease: Residents at Rainbow Vista, a gay-friendly retirement home in Oregon.

The last place lesbians and gays want to go when they retire is back into the closet. Just like the larger population, LGBT (lesbian, gay, bisexual, and transgender) seniors want to settle into comfortable, low-maintenance homes in welcoming and affordable communities. “There are estimated to be up to 6 million LGBT baby boomers, and 1 [million] to 3 million over the age of 65,” says Jan Cullinane, coauthor with Cathy Fitzgerald of The New Retirement: The Ultimate Guide to the Rest of Your Life.

Related Article: Long Invisible, Gay Seniors Seek Respect, Services »
To meet the demands of America’s aging gay population, developers are targeting the LGBT market with everything from active-adult rental apartments to retirement communities that promise lifelong care. Exactly how many such developments there are in the country is hard to quantify, but according to the Web site Gay Retirement Guide, there are about 25 existing gay retirement communities in the U.S., and more on the drawing board. That’s a significant increase from 2001, when NEWSWEEK first covered this story and only one gay retirement community was open for business.
Such growth is in contrast to the slower pace of development and the financial troubles hitting traditional “straight” communities. While it’s true that gay communities are getting a later start and haven’t already saturated senior areas like Florida and Arizona with developments, Culliane notes that older LGBTs may be more likely to move to retirement communities than heterosexuals. Why? Gay baby boomers are more likely to worry about their later years than are their heterosexual counterparts, according to a new study on sexual minorities and aging by the Metlife Mature Marketing Institute and the American Society on Aging: “More than a quarter of LGBT boomers reported great concern about discrimination as they age.” And as Culliane notes, “They often have no children to help care for them, may be alienated from other family, or just feel more comfortable in a setting with other gay or lesbian neighbors.”


Justin Sullivan
What to Spend On: Money saving tips.

Quiz: Do You Really Want to Buy That?
The key “amenity” sought after by sexual minorities is respectful medical care that recognizes the rights of same-sex partners to visit and be included in discussions and decisions. But there are others. “You need separate pools for the men and the women, and a place for dogs. Pets are very big,” says Veronica St. Claire, who is planning a full-featured continuing-care retirement community in Palm Springs, Calif., with her business and personal partner, Mary Thorndahl. They created the the Gay and Lesbian Association of Retiring Persons to build the new community. “It’s going to be soup to nuts in terms of lifelong health care … and we’re going to have a flower room for making flower arrangments,” she says. “We’re not going to be playing bingo, I’ll tell you that.”


That being said, the amenities that attract sexual minorities to a particular retirement community aren’t strikingly different from traditional or straight communities, and, in fact, in many areas developers aren’t allowed to discriminate against straight (or gay) retirees. (Many states and municipalities ban housing discrimination on the basis of sexual orientation, but it’s not against the law everywhere.) The new gay-focused retirement communities typically say they would not discriminate against straight residents; they simply are aiming their marketing efforts at sexual minorities, perhaps with carefully planned pictures of same-sex couples on their Web sites and in their advertising brochures.

The new crop of LGBT retirement communities runs the gamut from rental units in active-lifestyle resorts to buy-in long-term-care facilities. The self-proclaimed oldest gay and lesbian retirement community is the Palms of Manasota, a villa community in Palmetto, Fla., that opened in 1998. The most recently added community is the Stonewall Retirement Community, which opened earlier this spring in Woodbine, Md. It’s a single building with rental apartments and amenities, including group dinners and a theater.

While concious of the economy’s uncertainty, developers around the country are optimistic that their specialized communities are here to stay. “We have interest from a huge number of people who are very affluent. They are lawyers, doctors, Indian chiefs, everything,” says St. Claire. “They want the same thing the straights have got. A nice safe place to be.”

Boomer's wealth evaporation hurting Active Adult housing market

From the Philadelphia Inquirer:
May 25, 2010


First-timers, boomers seen as key in housing recovery

By Alan J. Heavens

INQUIRER REAL ESTATE WRITER

Although the situation is open to interpretation as well as change, there are growing concerns that the effects of this economic downturn could have a long-lasting effect on the housing market.

A study by the Mortgage Bankers Association, conducted by University of Kentucky economics professor Joe Peek, concludes that "the current financial crisis and recession exceeded the devastation created by other post-World War II recessions."

Saving rates have risen substantially. Many Americans will continue to cut spending sharply out of necessity, "others out of fear of what the future holds," Peek said.

When it comes to housing, he said, it was unlikely that the dramatic rise in loan delinquencies, foreclosures and bankruptcies would show a "meaningful" decrease in the foreseeable future.

"High unemployment and low house prices are widely projected to remain for an extended period, as well as the rise in problem loans at banks that will restrain their willingness and ability to provide credit," Peek said.

Two groups expected to feel the pinch are young first-time buyers and the so-called active-adult purchasers who downsize as their children grow and move out.

"The impact of a higher unemployment rate for Americans ages 16 to 24 could have a lasting effect on lifetime earnings and attitudes toward risk and social policies," Peek said.

In addition, those nearing retirement are delaying it and re-entering the labor force "in an effort to rebuild some of the retirement wealth that was wiped out by the recession," he said.

The housing industry had been banking on both of these groups to sustain growth during the coming decades - especially the empty-nester baby boomers.

"The tougher economic circumstances for twentysomethings and fiftysomethings will weigh on housing demand over the coming decade," said Mark Zandi, Moody's Economy.com chief economist in West Chester. "The first-time buyer and second home markets would be most directly impacted."

Economist Patrick Newport of IHS Global Insight of Lexington, Mass., said that Peek's assessments "are a lot more dismal than ours, and our is hardly rosy."

He said today's housing market "is imposing a bit more discipline by requiring bigger down payments and better credit scores for buying homes."

The financial-reform package passed last week by the Senate includes provisions that, in addition to restricting prepayment penalties and controlling mortgage-broker compensation, would force lenders to consider applicants' income, assets and credit history before making a loan.

If this change is permanent, perhaps homeownership rates will come down to pre-1995 levels - the year they started to climb.

"I do not think this would be such a bad thing," he said.

The homeownership rate slipped to 67.2 percent in the first quarter of 2010 - its lowest reading since the first quarter of 2000.

Home-ownership rates averaged 64 percent from 1985 to '94, but accelerated in 1995 because of government policies that encouraged homeownership, especially for previously underserved low- and moderate-income buyers.

Rates reached record highs of 69 percent "because of easy lending during the housing boom," Newport said.

Although it is probably likely that the lack of good-paying jobs will delay the entry of the current 16- to 24-year-olds into the home-buying market, "it's less clear what effect the re-entry into the workforce of baby boomers is going to have," said Rick Sharga, chief economist of RealtyTrac.

"In some cases, this may keep inventory levels down, as the boomers stay in their current homes while going back to work," Sharga said.

"On the other hand, they may opt to 'trade down' in an effort to maximize their retirement dollars while they're replenishing their IRAs and 401(k) accounts," he said.

"At best, this all suggests a pretty slow, marginal recovery over the next few years," Sharga said.

02 May 2010

New Reality TV Series based on LEISUREVILLE

Here are some links:

http://www.wetv.com/sunsetdaze

http://www.nytimes.com/2010/04/28/arts/television/28daze.html?ref=television

http://www.nytimes.com/2010/04/27/arts/television/27daze.html?ref=television

http://www.suntimes.com/entertainment/television/2207128,FIT-News-daze28.article

01 May 2010

Ex-Villager's had enough of Village's Life

Dear Andrew,

I wish, wish, wish I had read your book before I'd made the decision to try the Villages.

Having lived in Bermuda, Trinidad, Nasau, and Paris during my tenure with IBM Int. Marketing, I should have known better. BUT, married friends of mine from my Bermuda days simply raved about the place. Little did I know that the Villages was Orwell's 1984 redux.

I lasted about 16 months in a village quite near the Lake Sumpter landing. One objective involved finishing my novel which I had screwed around with for about 6 years or so. I guess I finally came to the conclusion that the Villages and their incessant propaganda machine wasn't for me. In short, as one in his late 60's I grew more and more despondent when all I saw were 50,000 other gray-hairs who only lived for drink and golf for the most part. I missed seeing kids, young couples.

To name a few, I was incensed when I got my annual Village tax statement that indicated an extra $ 550 "reserve" fee that was never mentioned at closing. Moreover, while my house was advertised at $ 207K, it was really $ 222K which included the "bond." Not only that but the Morse's also charged me INTEREST on the bond: talk about usury.

The constant brain washing was driving me over the edge. I told myself I'd better get the hell out of here. And when I told some of my friends the place just wasn't for me, I was almost immediately shunned.

I've many more vignettes I can reveal that you didn't cover in your excellent reportorial work. More importantly, I was able to sell my house with just a minor loss in Feb. 2008. Hail Mary ! I now live in a "mixed" age community in Vero Beach, FL and simply love it.

Regards,
Bob G, Vero Beach, FL former Villager

12 April 2010

Great Reader Email #2

Dear Mr. Blechman:

In the course of dealing with unemployment ennui, I picked up a copy of Leisureville.

When my grandmother died in the mid 90s, I rendezvoused with my mother at a Christian retirement community in Florida so that we could deal with funeral affairs. My grandparents had lived the last 20-some years of their life in this community, which was on the wane, due largely to its religious exclusivity. In the rental car on the way home, we stopped to visit my mother’s parents, who were investigating housing options at a new retirement community north of Orlando called “The Villages.” Mother and I spent most of the next two days marveling at the nerve of it all. There was no Spanish Springs yet, nobody yet dared to promote a fake history, and the only building I remember was a brewery with a conspicuously large smokestack that was just too reminiscent of a crematorium for its own good [it is no longer there]. My mother and I both remarked at how absurd the community seemed and that we would never want to spend the last years of our lives in Florida.

Well, my mother and her husband now live in The Villages, and also my octogenarian grandfather. I travel there at least once a year to see them. The place has the most maddening effect of being soothing and horribly frustrating all at once. I deeply appreciated your book; it more than articulates the discomfort I experience when I am there. It is not something I can discuss with my mother or my other relatives living there; they are so happily entrenched in their life of leisure that objective discussion about it is impossible. My mother’s remark to any criticism of the place or the lifestyle is to say what I saw several times in your book: “nobody has to live here; if they don’t like it, they can leave.” In the interests of family harmony, I just don’t discuss it anymore, and I always attempt to spend most of my activity budget outside The Villages, such as kayaking and horseback riding in neighboring parks and recreation areas. Going to Villages events and observing the patrons at the clubs and restaurants in Sumter Landing and Spanish Springs usually leave me gasping for normalcy. Your quote from Homer’s Odyssey about the lotus eaters was absolutely right on track!

I am still trying to understand the Chapter 190 situation in Florida and found the chapter about Villages’ governance in Leisureville a bit confusing. I realize, though, that this is certainly not your fault. It is clear to me that Gary Morse and his minions deliberately obfuscate the situation. I strongly suspect nobody in my family—nor most of the residents—clearly understand the high-stakes real estate game that is being played under their noses.

Thanks also for talking about the Daily Sun, which I would put on the same journalistic par as a church newsletter. I find myself getting out of Dodge to get a sanity-saving copy of New York Times at least a few times every visit.

I appreciated your interviewing people on the margins, such as the group of children living on the outside. I have often wondered about what the locals think about being in economic servitude to this giant bunch of people frantically pursuing their own pleasure, and have found that many of them don’t want to talk much about it. Too many of them have jobs in (or because of) The Villages. These days, I suppose many of the waitresses and lawn care guys are too grateful to have work to complain about their low wages or lack of benefits.

I was grateful for Leisureville because it brought to light other aspects about life in The Villages I had not thought much about. It has always been the whiteness and the homogeneity of the place, rather than the childlessness of it, that have captured my attention and left me feeling disturbed (this may be because I myself do not have children). While I am pretty convinced that undercurrents of racism and fear are lingering under the Villages veneer of happiness, I’m grateful that you pointed out more of the societal consequences of large numbers of senior citizens dropping out of real life. I have always remained frustrated with the complacency people in the Villages appear to have for the problems of children, immigrants and poor people and their disdain for anyone who wants to change the status quo. Now I have a better understanding of the consequences that this group withdrawal has for us culturally.

Ultimately, I wonder whether the geritopia [great word, by the way] is a sustainable lifestyle. My last visit to The Villages was in February. The biggest item on the news while I was there was the wretched state of the local real estate market. I found myself wondering, given how many of my friends and peers are not going to enjoy the generous pensions and health care plans that our parents do, how the Villages will be able to sustain itself 15 to 20 years from now. I do not believe that a large number of people in my age bracket (late 40s) are going to have sufficient money to move to Florida when we are retired. We’re not going to make many thousands of dollars on the sale of our homes, and we’re going to have the dickens of a time clinching 30-year mortgages as retirees. I feel pretty certain that a changing economic reality for younger people is going to morph our retirement into something very different from what our parents enjoy(ed). Right now we’re all too worried about losing our jobs and houses and how the hell we’re going to pay for kids’ college educations, much less have anything resembling a financially unfettered retirement.

At any rate, I was immensely grateful for Leisureville and found it engaging. Your book answered questions and left me realizing that the whole scenario isn’t that far removed from me. I look forward to your future books. Thanks for a good read,

Jill R. Walker
Chicago, Illinois

Great Reader Email #1

Dear Mr. Blechman,

I just finished reading “Leisureville” and I’d like to thank you for writing such an intelligent and entertaining book. Your work reminds me of Joel Garreau’s “Edge City” insofar as it strains to describe a phenomenon in a balanced way while still making your own concerns quite clear. As much as I enjoy James Howard Kunstler’s rants, he’s never been accused of moderation, but that’s what makes him so endearing. There were also hints of Jane Jacobs' later works, "Systems of Survival" and "Dark Age Ahead". “Leisureville” closely resembles a geriatric version of Setha Low’s “Behind the Gates” (although I admit your writing style is a bit better). Ms. Low was primarily concerned with the social and political fragmentation and mistrust that inevitably results from the self-segregation of gated suburban enclaves.

As a young man I fled the suburbs of the Jersey shore and ultimately settled in San Francisco. A few weeks ago I returned to Toms River, New Jersey to visit my mother who now lives in Holiday City. I talked to her about how she likes her new living arrangement. She said it was a mixed bag. Safe. Clean. Affordable. Lonely. Dull. Restrictive. She confirmed all the stereotypes about sex-crazed neighbors and rule obsessed committees. I had lobbied very hard for her to come and live with me in California siting the cultural offerings and free accommodations, but she ultimately wanted to stay near my sisters and brother and all the grand kids in Jersey. She also wanted to live independently. Fair enough.

As an adolescent I had plenty of contact with the elderly residents of these ever-expanding adult communities. I did housekeeping and gardening chores for many retirees as a way to earn money for college (Rutgers ’96). I enjoy the company of old people so it was a good fit. And to be honest, the generation I was dealing with back then was more likable than the new crop of boomers. They were savers and planners. They had survived the Depression and war. They told stories of how they were smuggled out of Poland “just in time”, or described burning their dining room furniture one piece at a time to keep their Brooklyn tenement warm through the winter. These people didn’t need plastic surgery or granite counter tops. They appreciated the fact that they had good food, a tidy home in the country, and money in the bank at a time in life when their own parents had been destitute. Boomers? Not so much…

I have very few fond memories of my early years in the suburbs. My family was working class and just barely managed to stay afloat. The suburbs are predicated on the concept that if you can't afford your own detached home and private vehicle, you don't belong. Public transport is considered a form of communism. Suburbia is a pay-per-view environment: private country clubs, summer camp, dance lessons, music lessons. Even the beaches in New Jersey are privately owned and charge admission. We couldn't afford any of that. To save money for college I rode a bicycle everywhere and I can't tell you how many times as a young man I was pulled over by the police and questioned. I would ask what I had done wrong, and they would always say that riding a bicycle along the highway, especially after dark or in bad weather, was suspicious. The unspoken message was that only the poor and undesirables do that sort of thing, so they needed to see what was in my backpack. Books usually. They always seemed so befuddled and sent me on my way with a warning. Nerd. Guilty as charged...

I hadn’t been back to Toms River for fifteen years. (I preferred to pay for airline tickets so my mom could visit me in California instead). I was reminded why I left. When I was a kid, the small historic downtown of Toms River still had a working movie theater, a shoe store, restaurants, and a dress shop. All that fell away by the time I graduated high school as strip malls and chain stores chewed up the landscape outside of town. The only things that remained were the government buildings since Toms River was the county seat. Now, most of the old buildings aren’t even there anymore. Little by little they were removed as the roads were widened and parking lots were installed. Downtown is just another kind of mall now, this one devoted to municipal services. Two hundred years of history were paved over so commuters could get through town and make a right hand turn forty five seconds faster.

When I express my concerns about sprawl people often suggest that San Francisco is an anomaly and out of step with how most Americans want to live. After all, nothing like a compact mixed use city has been built anywhere in the country for a hundred years now. I respond by saying that a hundred years from now San Francisco will still be well populated and vibrant. I don’t think the same will be true of most cul de sacs and strip malls. Most of the suburbs will have become mulch by then.

Again, many thanks for your good work.



- John S